The veteran's application for Service Disabled Veterans Insurance (RH insurance) was denied because his nonservice-connected conditions, including obesity, diabetes mellitus, colostomy, and emphysema, combined with his service-connected PTSD, resulted in a mortality ratio of risk exceeding 300, which is not considered 'good health' as defined by VA regulations.
The deciding factor: The veteran's physical condition at the time of his application for RH insurance included multiple nonservice-connected conditions that resulted in a mortality ratio of risk exceeding 300, prohibiting him from being deemed 'in good health.'
- Claimed conditions
- obesity, diabetes mellitus, colostomy, emphysema
- How they argued it
- Direct service connection
- Exposure basis
- None
- Rating assigned
- None in this decision
- Decision date
- November 7, 2001
- Citation
- 0126020
This is a plain-language summary generated by AI from a public Board of Veterans’ Appeals decision. It can contain errors — always verify against the original. Look up the original decision on VA.gov (opens in a new tab) using citation 0126020.
What this means for you
A denial is a starting point, not the end of the road. You can see why this claim fell short — and, if you are still inside the one-year window, the appeal lanes that may remain open to you.
What you can do next
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Other Board decisions on a similar condition or argued the same way.
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- Partly granted
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