The Veteran's applications for Service Disabled Veterans life insurance (RH) were denied because they were not filed within the two-year period required by law, and there is no exception based on incompetency or otherwise.
The deciding factor: The claim was denied as the Veteran did not file an application for RH insurance within the required two-year period after a grant of service connection for PTSD in April 2004.
- Claimed conditions
- chondromalacia of the right knee, right first toe open fracture, musculoskeletal low back pain secondary to spinal anesthesia, post traumatic stress disorder (PTSD)
- How they argued it
- Direct service connection
- Exposure basis
- None
- Rating assigned
- None in this decision
- Decision date
- October 2, 2009
- Citation
- 0937584
This is a plain-language summary generated by AI from a public Board of Veterans’ Appeals decision. It can contain errors — always verify against the original. Look up the original decision on VA.gov (opens in a new tab) using citation 0937584.
What this means for you
A denial is a starting point, not the end of the road. You can see why this claim fell short — and, if you are still inside the one-year window, the appeal lanes that may remain open to you.
What you can do next
Related decisions
Other Board decisions on a similar condition or argued the same way.
- Granted
The Veteran's service-connected PTSD with MDD is found to be the cause of his sleep apnea, and he has been granted secondary service connection for this condition.
- Dismissed
The Board has dismissed the appeals for service connection for erectile dysfunction, cervical spine condition, OSA, anxiety disorder, PTSD, and depression disorder as they were previously denied by prior decisions that have not been vacated or remanded.
- Granted
The Veteran's service-connected disabilities have caused him to need regular aid and attendance, leading to a grant of SMC based on the need for aid and attendance. The issue of entitlement to SMC at the housebound rate is dismissed as moot.
- Denied
The Board denied the Veteran's claim for a total disability rating based on individual unemployability (TDIU) due to service-connected disabilities, finding that his combined schedular ratings did not meet the threshold requirement for consideration of TDIU. The case was remanded multiple times and ultimately denied again.
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