The Veteran's claim for a waiver of S-DVI premiums and SRH insurance was denied because he did not meet the criteria for total disability prior to applying for S-DVI, and his hearing loss alone did not qualify him for a waiver. The Veteran also does not qualify for SRH insurance as he is not eligible for a waiver of premiums on his S-DVI policy.
The deciding factor: The Veteran's total disability began before the effective date of the S-DVI policy due to his nonservice-connected chronic fatigue syndrome, which precludes the exception set forth in VA regulations allowing a waiver of premiums if the total disability was due to a service-connected condition.
- Claimed conditions
- bilateral hearing loss, chronic fatigue syndrome, skin cancer
- How they argued it
- Direct service connection
- Exposure basis
- None
- Rating assigned
- 60%
- Decision date
- August 29, 2019
- Citation
- 19167275
This is a plain-language summary generated by AI from a public Board of Veterans’ Appeals decision. It can contain errors — always verify against the original. Look up the original decision on VA.gov (opens in a new tab) using citation 19167275.
What this means for you
A denial is a starting point, not the end of the road. You can see why this claim fell short — and, if you are still inside the one-year window, the appeal lanes that may remain open to you.
What you can do next
Related decisions
Other Board decisions on a similar condition or argued the same way.
- Dismissed
The Veteran withdrew the appeals for service connection for bilateral pes planus, obstructive sleep apnea, bilateral hearing loss, tinnitus, and chronic obstructive pulmonary disease (COPD).
- Partly granted
The Board granted service connection for asthma and remanded claims for insomnia and sleep apnea. Other conditions were denied.
- Denied
The Board denied service connection for multiple conditions, including bilateral hearing loss and various musculoskeletal issues, as well as an initial rating in excess of 0 percent for rhinitis. However, the Board granted a 70 percent rating for posttraumatic stress disorder (PTSD).
- Partly granted
The Board granted a 60 percent disability rating for chronic fatigue syndrome and a 30 percent disability rating for sinusitis, while remanding the claims for service connection for an ovarian condition and increased ratings for tension headaches.
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